Tax planning is where our dual credentials as an Enrolled Agent and CFP® professional truly add value. From our practice in Santa Barbara, we help California residents develop proactive tax strategies that align with their broader financial objectives. Rather than reacting to tax bills, we work together to implement strategies that minimize your tax burden while supporting your financial goals.

We harness AI and other sophisticated technology to deliver insights that were once available only to the ultra-wealthy. Using Holistiplan’s advanced modeling capabilities, we can show you exactly how different strategies affect your taxes over multiple years. Want to know if a Roth conversion makes sense? Wondering when to exercise stock options? Considering selling rental property? Our software runs thousands of calculations instantly, presenting clear visualizations that help you make confident decisions. This technology amplifies our expertise, allowing us to explore more scenarios and find optimal strategies tailored to your unique situation.

What makes our planning truly valuable is the ongoing relationship we build together. Tax laws change, your life evolves, and new opportunities arise. With our year-round advisory approach, you’re never alone when facing important financial decisions. We’re here to answer questions, model scenarios, and ensure every major move considers tax implications. Our collaborative approach means we work seamlessly with your other advisors, creating a coordinated strategy that aligns all aspects of your financial life.

From our Santa Barbara office, we serve clients throughout California who want more than reactive tax filing. Whether you engage us for a specific planning project or prefer an annual retainer for continuous guidance, you’ll experience the difference that comes from working with advisors who combine technical expertise, advanced technology, and genuine care for your financial success.

Key Tax Planning Strategies:

• Retirement Tax Optimization – Minimize lifetime taxes through strategic Roth conversions and withdrawal sequencing
• Investment Tax Management – Time gains and losses to reduce capital gains tax burden
• Tax Bracket Management – Keep income below key thresholds to avoid higher rates and surcharges
• Business Structure Planning – Choose the right entity type to maximize deductions and minimize self-employment tax
• Quarterly Estimated Tax Planning – Avoid penalties while maintaining cash flow
• Charitable Giving Strategies – Maximize deductions through bunching, donor-advised funds, and appreciated assets
• Stock Option & RSU Planning – Exercise and sell at optimal times to minimize tax impact
• Real Estate Transaction Planning – Structure sales to qualify for exclusions and deferrals
• Estate & Gift Tax Coordination – Work with attorneys to implement tax-efficient wealth transfer strategies
• Multi-Year Tax Projections – See the long-term impact of today’s decisions
• Medicare Premium (IRMAA) Planning – Keep income below surcharge thresholds
• Year-Round Advisory Support – Get answers when you need them, not just at tax time